Goldfinch (GFI) is a decentralized cryptocurrency that operates on the Ethereum blockchain. It aims to provide a platform for lending and borrowing without the need for traditional banks or intermediaries. Users can borrow funds by providing collateral in the form of other cryptocurrencies, and lenders can earn interest by providing liquidity to the platform. Goldfinch uses a unique credit scoring system to assess borrowers’ creditworthiness and reduce the risk of default. Overall, Goldfinch offers a decentralized and transparent alternative to traditional lending systems.